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Life Insurance Kya Hai | Jeevan Bima Ke Prakar Aur Fayde

Life Insurance kya hai? what is insurance hindi? Kya aap insurance ya bima kya hai ye janna chahte hai? aap bima ke prakar (Types of insurance) ke baare me jante hai? Kya abhi tak apna aur apne family ka bima liya hai? Kya aap insurance lene ke fayde ke baare me janna chahte hai? Agar ha to aapke liye ye post bahut hi useful sabit hogi. Is puri post ko padhne ke baad aap jan sakege ki Life insurance kya hota hai. The Best Life Insurance ke baare me mai aapko batane jaa raha hu. Aaj ke is article me aapko Life Insurance Kya Hai? Jeevan Bima Ke Prakar Aur Fayde ke bare me jankari prapt karenge. Aapko ye post padhkar pata chal jayega ki Life insurance karwana chahiye ya nahi.

Also Read :- Health Insurance Kya Hai,Kaise Le Aur Fayde Kya Hai Puri Jankari

Life Insurance Kya Hai-What Is Life insurance

Life Insurance Kya Hai? What Is Life Insurance

Types Of Life Insurance-The Best Life Insurance

Agar hum aapko sabse saral bhasa me insurance ka arth bataye to ye hota hai ki ek aesi vyavastha jisme koi bhi ek bima company aapke kisi bhi prakar ka nuksan, bimari, durghtna, ya mrutyu me aapko muawja dene ki guarantee deta ho. Waise to bima company help karti hai har durghtna hone ke baad par yeh har kisi vyakti ke liye bahut hi aavshkya hota hai. Aaj ki is bhag daud bhari zindgi me kab kya ho jaye wo kise pata hai. Sabka jeevan god ke hath me hota hai wo humko kab uper bula wo kisi ko pata nahi hai. Life insurance karwane se zindgi badh gayi hai aesa nahi hai bas aapki family ki security ki jati hai.

Agar aapne apna life insurance karwaya hai to bima complete hone se pehle aapki mrutyu ho jati hai to bima company aapke pariwar ko kuch paise dekar help karti hai. Aese me agar aapne apne keemti chizo ka bima sahi tarike se kiya hai to yeh aapke liye ek backup help jaisa kaam karta hai.

Jeevan Bima Ke Prakar | Types Of Life Insurance

Life insurance four prakar ke hote hai. Lekin aaj ke fast yug me iske prakar badhte jaa rahe hai. Matlab ki har chiz ka bima niklne laga hai. To chaliye dosto jeevan bima ke char prakar ke baare me jante hai.

1. Term Insurance Plan:-

Ye insurance sabse jyada use hone wala aur public me bahut popular insurance hai. Ye insurance is liye popular hai ye sabse sasta hai aur fayde acche hai is liye ye insurance ko log bahut pasand karte hai. Jis vyakti ke name par term insurance hai
agar uski tabiyat kharab ho jati hai to is plan me aapko paise nahi milte lekin maut hone ke baad aapko pura paisa milta hai.

2. Endownment Insurance Plan:-

Ye plan bhi term insurance ki tarah hai, isme sirf ek hi khubi hai ki ye aapko bonus deta hai. Agar aapka insurance ka plan pura ho gaya hai aur aap jitne din zindgi me rahte hai to aapka sara bonus add hoke aapko pure paise milte hai. Bonus milne par aapko extra paisa bhi milta hai.

3. ULIP Insurance Plan:-

ULIP Insurance Plan bhi Endownment aur term insurance plan ki tarah kaam karta hai, lekin isme thoda charge kat lete hai. Is plan me agar aapka koi hapta due hota hai to aapko bima company ko kuch charge dena padta hai, company apne hisaab se
kat leti hai. Agar aap hapte ki date se pehle paise jama kar dete hai to aapko koi charge dena nahi padega. Iski wajah se aapko bonus kam milta hai.

4. MBP Insurance Plan:-

MBP ka matlab hota hai money back policy. Ye plan Endownment Insurance Plan ki tarah hai, bas isme fark sirf itna hai ki jitne rupees ka bima hota hai utne paise aapko mil jate hai. Is plan me bonus aap jab chahe tab le sakte hai, jitna jyada time
aapka bonus company me rahega utna badhta jayega. Jab aapko paiso ki jarurat hoti hai tab ye bonus le sakte hai.

Jeevan Bima Ke Fayde|Life Insurance Policy Benefits

  1. Kisi bhi karanvas aapki mrutyu ya koi durghtna ho jaye to aapke pariwar ko aap hi ki taraf se milnewali aarthik sahyog rashee hoti hai wo aapke pariwar ke member ko milti hai usse unka bharan posan ho sake.
  2. Life insurance ek prakar se bachat ka hi vikalp hai jo risk ko khtam ya kam karta hai.
  3. Jeevan Bima Policy ko ek prakar ka tax saving aur investment ka prakar bhi mana jata hai.
  4. Term plan ki policy lena bahut achha mana jata hai kyoki is policy ka premium amount kam hota hai aur sum assured jyada hota hai.

 

Also Read:- Gas Cylinder Muft Bima Yojana Ki Puri Jankari Aap Ko Pata He Kya?

Last Word:-

To Dosto, Ye Post aapko Life Insurance Kya Hai? Jeevan Bima Ke Prakar Aur Fayde kaisi lagi ye hume comment karke jarur bataye. Is post se related koi bhi sawal hai to aap hume bata sakte hai, uska sollution hum aapko denge. Aesi aur bhi Insurance ke baare me post read karne ke liye humari website pe visit karte rahe. Is article ko apne dosto ke sath social site pe jyada se jyada share kare taki aapke dosto kuch help ho sake. Thanks for read this post…

 

 

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