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NEFT Aur RTGS Kya Hai | Is Se Online Paise Kaise Transfer Kare

RBI ne bank ke ek account se dusre account me paise transfer karne ke liye do options diye hai. Ek NEFT(National Electronic Funds Transfer) aur dusra RTGS(Real Time Gross Settlement) hai. NEFT kya hota hai aur galti se dusre account me paise transfer hone pe kya kare? NEFT aur RTGS ka matlab kya hota hai aur ye kaise kaam karta hai. Iski puri jankari aapko is post me milegi. Aaj is post me mai aapko batata hu ki NEFT Aur RTGS Kya Hai? Is Se Online Paise Kaise Transfer Kare. Cashless transaction ko badhava dene ke liye ye jaruri hai ki NEFT aur RTGS ke baare me puri jankari prapt kare.

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Har logo ke man me ye sawal hota hai ki Online paisa kaise transfer kare(How to send online money transfer). how to transfer money online from one bank account to another. Aapke ye sabhi sawalo ke jawab aapko is post me milege. Agar aap kisi ko paisa transfer karna chahte hai to inme se koi bhi ek method ko choose kar sakte hai. Iske liye aapko ye samjhna hoga ki NEFT aur RTGS kya hota hai, in dono me difference kya hai.

NEFT Aur RTGS Kya Hai, Ise kaise use kare

NEFT Aur RTGS Kya Hai | What Is Meant By NEFT And RTGS?

How to send online money transfer

NEFT Kya Hai :-

Iska ka full form ‘National Electronic Funds Transfer’ hota hai. NEFT ke jariye aap online fund yani ki dusre bank account me online paise transfer kar sakte hai. Sochiye agar aapka kisi bank me account hai, aur aap ye bank me se koi dusre bank account me paise le jana chahte hai to aapko khud paise le jane ki jarurat nahi hai.Lekin aap online internet banking ke jariye ek account se dusre account me money transfer kar sakte hai.

Aap ye kaam apne ghar baithe computer ya mobile phone se kar sakte hai.Aap koi bank me NEFT karte hai to paise transfer karne ka kuch charge lagta hai, jo bank ke rules ke mutabik hota hai.Simply ye charge 3-5 rupay hote hai.Neft ki madad se hum koi bhi other bank account me 2 lakh se kam paise transfer kar sakte hai. Hum aapko example ke tuar pe samjane ka prayas karte hai.

Humara account HDFC bank me hai aur mujhe HDFC bank ki taraf se net banking bhi mila hai, aur wo hum use bhi karte hai.Mai agar kisi ko net banking ke jariye paisa bhejta hu to wo Online Electronic Fund Transfer hota hai, ise hum NEFT, RTGS ya IMPS bhi bol sakte hai in sabhi me kuch difference hai. Agar mujhe bank ki taraf se net banking ki service nahi mili hoti to mujhe paise bhejne ke liye bank khud jana padta. Aur waha jakar payment slip bharkar mai paisa transfer kar sakta.

RTGS Kya Hai Aur Kaise Kare :-

RTGS ka full form ‘Real Time Gross Settlement’ hota hai. Jab bhi aapko 2 lakh rupay ya usse jyada paise transfer karna hai ya prapt karna hai to aap RTGS ke jariye paisa bhej ya le sakte hai. Is service ki wajah se aapko ye faida hoga ki jyada cash lane le jaane ka risk se bach jayenge. Aur uske sath sath aapka samay aur paise dono ki bachat hogi. Is tarah se paise bhejne aur bulvane ka ek achha faida hoga. Ye service ki help se aap bhi surakshit rahenge aur aapka paisa bhi surakshit rahega.

NEFT aur RTGS Ye Dono Me Kya Difference Hai :-

  1. NEFT me aap 2 lakh se kam paise pay kar sakte hai, aur RTGS me 2 lakh ya usse adhik amount transfer kar sakte hai.
  2. RTGS karne ki time limit 4:30PM tak hoti hai, aur NEFT ki samay seema raat ko 8:00 baje tak.
  3. NEFT se Jaldi RTGS ka process ho jati hai aur NEFT me thoda time lagta hai.

NEFT aur RTGS Se Paise Kaise Transfer Kare:-

Aapko jis vyakti ko paise bhejna hai usay Beneficiary ke taur pe apne account me add karna jaruri hai. Uske sath use vyakti ka bank account ki detail bhi malum honi chahiye. Beneficiary account me account holder ka name, account number, bank aur branch ka name, IFSC code bhi pata hona chahiye. Beneficiary options NEFT aur RTGS dono service add karna jaruri hai. Bank Beneficiary ki detail ko check karne me bank ko 12 ya 24 ghante lagte hai. Hum khud iske applicant hote hai, isme bhi humko apna name, account number ye sab pata hona chahiye.

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